PCP (Personal Contract Purchase)

With PCP you can drive the car you want and keep your options open at the end of your finance agreement.
Here's a step-by-step guide to how it works:

• Choose the vehicle you like.
• Choose the repayment period that's right for you.
• We agree a deposit and a regular payment to suit your budget.
• We agree a maximum annual mileage with you.
• We decide a guaranteed minimum future value for your vehicle, which becomes your optional final payment.

At the end of your agreement you have the freedom to choose one of three options - part-exchange your vehicle for another one*, pay the final payment and keep the vehicle or return it to us**.

Benefits of PCP

Finance your car the flexible way with PCP.

• Drive the car you want and keep your options open: you don't have to make any decisions until your agreement ends.
• Change your car every two to four years*: by changing your car regularly you'll spend less on repairs and maintenance.
• Your car has a guaranteed minimum future value: so you don't have to worry about depreciation.
• There's an optional final payment at the end of your agreement: so you benefit from reduced regular payments.
• Fixed regular payments: means it's easy to budget.
• You choose what to do at the end of your agreement: part exchange your car for another one*, keep it or return the car to us**.
• It also gives you more car for your money. Because the payments are probably less than you think, you may decide to upgrade or add some optional extras.

A new finance agreement will be subject to status.
** Excess mileage charges and excess wear and tear charges may be payable upon return of the vehicle.

Hire Purchase

Hire Purchase is the simplest way to put you in the driving seat, spreading the cost over time - and at the end of your agreement you'll own the vehicle.
Everything about Hire Purchase is straightforward, including the process:

• Decide on the vehicle you want.
• Choose the repayment period that's right for you.
• Agree a deposit and regular payment to suit your budget.
• At the end of the agreement, provided you've paid all the necessary payments, the car is yours to keep.

Benefits of Hire Purchase

Finance your car the simple way with Hire Purchase.

• At the end of your agreement: you own your car.*
• Fixed regular payments, spread over an agreed period: so you always know what you'll be paying and it's easy to budget.
• No mileage restrictions.

* Provided you have made all of the necessary payments due under your agreement.

Request a Quotation

We have various finance options we can offer our customers, register your details below to receive a quotation.